The internet has made borders irrelevant and this has given us great opportunities to invest in any part of the world. Moreover, we can also get good returns from our investments. In the past, people did not have many options for investing. Therefore, they preferred to keep them in banks. But today, individuals have plenty of options to invest online for additional income. Like other countries, Europe also has several online investment options.
The following points therefore illustrate how you can invest your money online in European destinations.
1. Peer-to-peer lending platforms
Peer-to-peer money lending has become prominent among investors. Here, lenders give the loan directly to the borrowers, without the intervention of a financial institution or bank. It offers a win-win situation for both parties. While the former earns money through the accrued interest on his deposit until the payback period, the latter gets his/her work done through the loan issued.
Some of the best p2p lending platforms are Mintos, Bondone, Grupeer, Fast Invest, etc. Invest among them quickly is one of the best and easiest p2p platforms. The minimum investment balance here is only 1 euro. It is for everyone and offers interest rates up to 14% with loan repurchase guarantee.
2. Online stock trading
Online trading has become easier and faster with free/paid mobile and web applications and portals. Stock trading means the trading of securities, shares and financial instruments such as shares, mutual funds and commodities.
Online trading has reduced the tedious paperwork with just one click. We can easily trade from home or anywhere. The only requirements are deposit fees, a Demat account and a trading account. Some of the best-reputed trading platforms in Europe are: Saxo Bank, a Danish investment bank; DEGIRO is the Dutch discount broker; and XTB, the European Forex and CFD broker.
3. Equity crowdfunding
European equity crowdfunding allows you to invest in renowned European companies and make profits from dividends. Not just investors, these platforms also help the start-ups in Europe to raise money by connecting with a group of investors.
Once you invest in a company, you hold a portion of its stock and thus the profits it earns are distributed by the company to its shareholders. The stock crowdfunding websites provide you with enough guidance to invest in stocks and shares of different companies.
Some of the best European crowdfunding sites are:
- Symbide (Netherlands)
- Ulule and kisskissBankBank (France)
- Gote (Spain)
- Seedrs, Funding Circle and Crowd cube (UK) and many more.
4. Real estate crowdfunding
Real estate crowdfunding websites require a down payment from you and based on that, suggest investments that can give you maximum profit. This allows you to invest in third-party real estate. The profit of crowdfunding websites is achieved through the monthly rental value or the sold value of real estate.
It is considered the safest and has the lowest risk for investors. However, the guidelines are different for the real estate sector in different countries in Europe. Some European real estate crowdfunding platforms are:
- Housers – Italy and Spain
- Real Estate Moose – UK
- Real Estate Partner – UK
- iFunded – Germany
- Bulkestate – Estonia
5. Cryptocurrency trading
Investing in cryptocurrency for trading is the latest way to make profits. Bitcoin is the best cryptocurrency to trade.
But how do you start? First open an investment account with a company that allows investments through Cryptocurrency and then deposit money from the bank into an investment account – the most popular Bitcoin and Crypto investment sites in the UK and Europe is eToro. Then you can buy shares with deposited money and make money by selling the shares. Please note that laws and regulations may differ per country.
Currently, Cryptocurrency is very volatile. So we have to be very careful when dealing with them.